- Trending Categories
Data Structure
Networking
RDBMS
Operating System
Java
iOS
HTML
CSS
Android
Python
C Programming
C++
C#
MongoDB
MySQL
Javascript
PHP
Physics
Chemistry
Biology
Mathematics
English
Economics
Psychology
Social Studies
Fashion Studies
Legal Studies
- Selected Reading
- UPSC IAS Exams Notes
- Developer's Best Practices
- Questions and Answers
- Effective Resume Writing
- HR Interview Questions
- Computer Glossary
- Who is Who
I have recently sold a property worth Rs. 20 Lakh but I have no clue where to invest this money and get decent returns. Please suggest!
Hopefully, you sold it at a much higher price than what you had bought it for. One great thing about real estate is that there's no depreciation in the value and there is guaranteed appreciation although the percentage varies, which is absolutely normal. Now, if this was the only piece of real estate you ever had, then you should focus on acquiring another property that is more compatible with your present situation, e.g. conveniently located from your place of work, potential of infrastructure development in the near future, secure gated community and other standard amenities that most residents expect. Having a house of your own should be your first priority if we go by the age-old wisdom with regard to human needs - food, clothing, and shelter.
Re-Invest
If you already have a property of your own and this was just an investment, then again there's no harm in re-investing in a more promising property for the simple reason that in any risk evaluation, real estate is always considered a safe investment. However, if you're impressed by the way the stock market has grown over the last couple of years, I would suggest you visit any of the top five private banks and meet with a customer relationship manager there.
He will explain the most optimum investment opportunities to you and my guess is, if he realizes that you have no experience of trading in the stock market, he will advise you to put your money in a SIP (Systematic Investment Plan). Rest assured, this is a good advice and you can proceed with investing your money in a SIP.
Stock Market
When you invest in a SIP you'll be investing in the stock market under certain levels of protection that your fund manager (the bank where you make the investment) offers. There are three broad categories of SIP - low risk, medium risk, and high risk, corresponding to the ratio of your money being invested across equity (shares), commodity (gold, silver, etc.) and debt (debentures and other interest-bearing deposit schemes) securities. For instance, in the high-risk SIP, about 60% of your money may be exposed to shares, 30% to commodities and 10% to debt instruments while it will be the opposite in a low-risk SIP and somewhere in between in a medium risk SIP.
- Related Articles
- I have a unique startup idea, but don’t know where to start? What should I do?
- I buy a T.V. for $Rs. 10,000$ and sell it at a profit of $20 %$. How much money do I get for it?
- I have 60 more 1rupee coins than 5 rupee coins. The total value of money is Rs 360. How many 5 rupee coins do I have
- A and B each has some money. If A gives Rs. 30 to B, then B will have twice the money left with A. But, if B gives Rs. 10 to A, then A will have thrice as much as is left with B. How much money does each have?
- If I have 100 toffees and I have 10 friends and I have to give my friends an equal number of toffees, how many toffees each friend will get?
- I bought wheat worth Rs. 12 $frac{1}{2}$, rice worth Rs. 25 $frac{3}{4}$ and vegetables worth Rs. 10 $frac{1}{4}$. If I gave a hundred-rupee note to the shopkeeper; how much did he return to me?
- I have a startup but sometimes I lack motivation and feel like giving up. How can I keep myself motivated throughout?
- I have been planning to write a novel since long but could not put even a single step yet. What should I do to carry this out?
- I have a ribbon-like tongue and thousands of tiny sharp teeth I have a protective case to house my gills. who am I?
- Who am I?1. I don't have a true nucleus, cell organelle or plasma membrane.2. I have a nucleus and membrane-bound cell organelles. 3. I live on decaying organic matter. 4. I reproduce mainly by cell division. 5. I can produce my replica. 6. I am green, but don't have organs.
- Have Nearbuy and Little apps been sold to Paytm?
- Which of the following statement is correct about the atom of an element?(a) an atom can have only protons and neutrons but no electrons.(b) an atom can have only electrons and neutrons but no protons(c) an atom can have only electron and proton but no neutron(d) an atom must always have a proton, neutron and electron
- How to treat scalp scabs? Please suggest.
- Can a body have mass but no weight? Give reasons for your answer.
- As a part of welfare program at school , Punit and his friends are preparing first-aid boxes. Each First-aid box contains bandages worth Rs 15.75, cotton worth Rs 24.25, a pair of scissors worth Rs 42.50, capsules worth Rs 92.50, antiseptics worth Rs101.75 , balms worth Rs 39.75 and ointment worth Rs 120.25. Find total cost of the first aid box.
