Magento - Setup Payment Plans


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PayPal is a secure way for customers to pay online. This chapter explains how to set up payment methods in Magento. With PayPal and Magento, you can accept payments from credit cards, debit cards and PayPal account holders.

The following steps describe how to set up payments plans in Magento −

Step (1) − Login to your Magento Admin Panel.

Step (2) − Go to System menu and click on the Configuration option.

Magento Setup Payment Plans

Step (3) − On the left side of the navigation bar, click on the Payment Methods under Sales section.

Magento Setup Payment Plans

In some of the payment methods, there are some common settings as specified −

  • Enabled − This option is used to enable or disable the payment method.

  • Title − It specifies the title for the payment method which will display during customer checkout and inside order e-mails and summaries.

  • New Order Status − It represents the status of an order after processing of payment. It will display either Pending or Processing choices.

  • Sort Order − During checkout mechanism, it displays the position of the payment method in the list of all the payment choices.

  • Payment Applicable From − It selects payment from all or some specific countries in which countries will offer the payment method you are configuring.

  • Minimum Order Total − It specifies minimum order amount available for the products order.

  • Maximum Order Total − It specifies maximum order amount available for the products order.

Step (4) − Next, under Merchant Location panel, set the merchant country from the dropdown menu.

Magento Setup Payment Plans

Step (5) − It provides following types of payment methods which adds PayPal as additional payment method to your checkout page.

Magento Setup Payment Plans

Step (6) − You can click on the Configure button to make PayPal settings. Fill the e-mail field with e-mail address which is associated with PayPal merchant account for accepting the payments and along with all other required fields.

Magento Setup Payment Plans

Step (7) − The following screen shows you the Basic and Advanced settings of PayPal payments.

Magento Setup Payment Plans

Step (8) − Under Basic Settings, enter Title for the payment method, Sort Order option used to sort payment methods in the checkout page, Payment Action section offers to select either Sale or Authorization or Order which defines how the payment will be processed in the PayPal payment system. Under Advanced Settings, select the Payment Applicable From option as All Allowed Countries and similarly fill all other required fields.

Step (9) − Next panel is Saved CC which provides credit card payments on your website.

Magento Setup Payment Plans
  • Credit Card Types − It allows for selecting credit card types for the payment processing.

  • Request Card Security Code − It asks for the credit card's security code which makes fraud little harder by setting it to Yes.

  • 3D Secure Card Validation − It is an additional security functionality where customer needs to provide credit card password to complete the purchase order.

Step (10) − Next is the Check/Money Order panel.

Magento Setup Payment Plans

Set the values for Make Check Payable to and Send Check to options.

Step (11) − The Zero Subtotal Checkout panel is a payment option that displays when order total is zero and not required to enter payment details for the customer.

Magento Setup Payment Plans

Step (12) − The Bank Transfer Payment panel contains one specific field called instructions which allows to enter bank account details that customer needs to transfer money to you.

Magento Setup Payment Plans

Step (13) − The Cash on Delivery Payment panel also contains one specific field called instructions which allows to list information related to the cash on delivery payment.

Magento Setup Payment Plans

Step (14) − The Purchase Order panel contains same options.

Magento Setup Payment Plans

Step (15) − The Authorize.net Direct Post panel contains some other options such as setting the payment action, API login ID for authorization, setting the transaction key and merchant name, setting the test mode to Yes/No, Gateway URL of authorization, setting the accepting currency, e-mail of customer and merchant, types of credit card used for purchase, enable or disable the credit card verification as shown in the following screen.

Magento Setup Payment Plans

Step (16) − The Authorize.net panel works as similar to the Authorize.net Direct Post panel, with the only difference being it allows to enable or disable the 3D secure card validation on the credit cards, which makes fraud little harder by setting it to Yes.

Magento Setup Payment Plans

Step (17) − After you are done with the settings, click on the Save Config button on the top right corner of the page to save your payment methods.

Magento Setup Payment Plans

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