Banking & Finance Articles

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What is the use of the app PhonePe?

Ridhi Arora
Ridhi Arora
Updated on 30-Jul-2019 1K+ Views

PhonePe is a very popular and useful application especially in today’s era of digitization. The app is named after Fin-Tech company, the headquarters of which are in Bangalore, India. It is quite recent, as it was found in December 2015.Uses of PhonePe1. Mobile recharge: By using this app, you can get your mobile phone recharged very easily. You simply need to mention the amount, phone number and the appropriate mobile operator's name. You can even browse plans. You don’t have to load funds into your wallet for the recharge. Rather, you can make payments from your bank account by using ...

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What is the difference between a Secured Loan and Unsecured Loan given by Banks?

Tejas Charukula
Tejas Charukula
Updated on 30-Jul-2019 268 Views

People take bank loans for many purposes, like purchasing houses, purchasing vehicles, educational purposes, or to meet the unforeseen personal expenses. Banks provide short term and long term loans at fixed or variable interests, to be repaid in a fixed period of time.Banks provide both secured and unsecured loans. Let us see what are they.Secured loanSecured loans are those types of loans that can be protected by using an asset or a collateral of some kind. The type of item that is being purchased by the person, then collateral such as his car or house can he used to keep ...

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