Found 30 Articles for Insurance & Investment

In any endeavor designed to generate profits, it is of the utmost importance to ascertain if the effort will be liquid or profitable. Overlooking any of these two factors might result in costly errors in the future. This is something that is frequently disregarded, particularly when a company has a solid reputation for its efficiency. Analysts utilize a variety of indicators to quantify this, including cash flow, EBIT (earnings before interest and taxes), and EBITDA (Earnings before interest, taxes, depreciation, and amortization). But what exactly differentiates these measurements from one another?What is EBIT?EBIT, which is an abbreviation for "Earnings Before ... Read More

Options trading is a fantastic place to get started if you are looking for an investment plan that has the potential to generate significant profits while still involving a low level of risk. Even though options trading might be a little challenging for novices, there is a wide range of tools and tactics accessible out there that even newbie investors can start to profit from, resulting in good profits month after month.Spreads are some of the easiest investment options a trader can put into action and serve as the fundamental building blocks for a number of other investment strategies for ... Read More

The means of trade that we use is money. In the past, items were sometimes traded through the use of other methods, such as bartering, precious metals, or silver and gold. Even if they continue to be utilized depending on the culture, money is still the primary means of transaction. The majority of people view money as nothing more than money. However, different parts of the world have quite different conceptions of what money is. Having said that, various nations have varying standards for what constitutes broad money and narrow money. But what exactly differentiates the two from one another? ... Read More

If you own a company, you must be familiar with the terms bonus depreciation and section 179 of the Internal Revenue Code. It is essential that the tax deductions associated with the purchase of an asset be spread out during the item's life. There are a couple of ways to collect your benefits up front instead of having to wait the entirety of the asset's life, and those are bonus depreciation and section 179. However, what exactly is the distinction between the two? Come along with me as we discuss the differences.What is Bonus Depreciation?A tax advantage is what is ... Read More

In the world of investment and share market, "bear market" and "bull market" are two important terms that are also seen as rivals of the financial world. Let's try to understand these terms and their difference in detail.What is a Bull Market?A bull market is a time period that might vary from several months to years when the stock prices are constantly rising. This term is generally used in the stock market where trading bonds, real estate, and currencies are common. An example of a bull market would be in the period of March 2019 to January 2020; in Cryptocurrency, ... Read More

Annuity and Perpetuity are financial plans. It is used in financial markets. It is vital to know about Annuity and Perpetuity. Let’s dive deeper to get a broad spectrum of these concepts.What is Annuity?The word annuity is derived from the Latin word annus which means year. An annuity is a financial product. Annuities are the regular payments of fixed principle for a precise period of time. The time period followed is as per the terms and conditions in the agreement which the parties have called a deal.ExampleEmployer A and employee B have made a deal that states that B will ... Read More

The provision of insurance is an essential component of both commercial and personal life. It acts as a buffer against the risks associated with one's financial situation. Because most of us cannot accurately predict what will occur in the future, it is necessary to have insurance firms that can pool money and pay out benefits to individuals in need of financial assistance. However, insurance firms are required to determine the dangers that are associated with the act of insuring a company or an individual. They consult with industry experts in order to ascertain the level of danger posed by the ... Read More

Introduction Liabilities that are contingent on future events are known as contingent liabilities. When it is possible to estimate their magnitude, such obligations are documented. If it doesn't satisfy both requirements, it might or might not be reported in a footnote. Examples of frequent contingent liabilities include product guarantees, open inquiries, and future legal actions. The meaning of contingent liabilities also refers to the fact that they vary depending on the sum estimated and the possibility that they will appear in the future. The financial statement's readers are given enough information according to the accounting regulations.What are Contingent Liabilities? ... Read More

If you are looking to invest in capital markets and create wealth with comparatively low-risk exposure than the stocks, investing in mutual funds would be a smarter choice. Moreover, it’s important to start earlier as it helps you earn and save more in the long run while lowering your exposure to the equity markets. When I started investing in mutual funds, there were a few things I had in mind:Know Your GoalYou must have a goal in mind before you plunge into and wish to make a profit from mutual funds. For example, you may want to invest for short-term ... Read More

CDSL stands for Central Depository Services India Ltd and NSDL stands for National Securities Depository Ltd. Depository refers to an organization which holds the stocks of investors and shareholders. NSDL and CDSL are the two apex depositories in India. Just like banks take care of cash and deposits, they hold bonds, stocks etc for the shareholders in electronic form.Functioning of CDSL and NSDLWe need not send share certificates physically for transfers like in the old days, the NSDL and CDSL help to convert and hold shares in the Demat form. Since their establishment, we received huge contributions from both these ... Read More