Found 242 Articles for Finance

NIFTY is introduced by National Stock Exchange (NSE) for equity markets and it is a major stock index in India. It is owned and managed by Indian index services and products (IISL).NIFTY represents top stocks of National Stock Exchange (NSE) just like SENSEX, which represents top stocks of BSE (Bombay stock Exchange). It is a major indicator of market movement.The National Stock Exchange (NSE) is India’s leading stock exchange.NSE provides a modern, fully automated screen based trading system.NSE network stretches to more than 1500 locations in the country and supports more than 2, 30, 000 terminals.NSE and Singapore Exchange (SGX) ... Read More

For any application or specifically for any project the one of the most concern factors are its budget management and time management in both pre development and post development phase. So to evaluate these both prime factors of any project there are many ways among which Cost Variance and Schedule Variance are the two important and main ways.As name suggests Cost Variance is based on cost that has been spent in development of the project while Schedule Variance is based on time that has been spent in same development. So this is the main difference or characteristics about both variances ... Read More

First, let us understand that Ripple is both a currency as well as a platform. Its platform is an open source protocol, which is created to allow quick and inexpensive transactions. Quite contrary to Bitcoin that wan never intended to be an easy payment gateway, the power of Ripple will surely make it rule all the international transaction worldwide. However, nothing firmly can be claimed about its future at the moment.Ripple comes with its own currency (XRP) but also allows everybody to use the platform to create their own via RippleNet.What Is RippleNet?It is a network of institutional payment-providers including ... Read More

There is no much difference between a consumer and a client. The businesses which offer services rather than products call their customers as clients. Both consumer and client are the end users who actually use the product.When it comes to the customer, a consumer may be a customer but not every customer is a consumer. To explain it further, every customer need not be the consumer who actually uses the product. He may buy the product to pass on to the actual consumer or he may use it for himself.

People take bank loans for many purposes, like purchasing houses, purchasing vehicles, educational purposes, or to meet the unforeseen personal expenses. Banks provide short term and long term loans at fixed or variable interests, to be repaid in a fixed period of time.Banks provide both secured and unsecured loans. Let us see what are they.Secured loanSecured loans are those types of loans that can be protected by using an asset or a collateral of some kind. The type of item that is being purchased by the person, then collateral such as his car or house can he used to keep ... Read More

One has to be ever Zealous to achieve something in life and believe in “Where there is a will, there’s a way!”Here is the story of some of the Indian billionaires who made it from rags to riches under challenging circumstances with sheer vision, determination, and extremely hard work.Dhirubhai AmbaniFounder of Reliance Industries, Father of Mukesh and Anil Ambani, he was once a 'bhajjiya' seller at village fairs, and a part-time gas station employee. You have to believe that he with sheer will and hard work went on to found the Reliance group of companies. At present, the net worth ... Read More

I love Indoor plants. If I have to change my home without worrying about money or mess, I would prefer to get a handful of indoor plants. I can have plants in my living room, dining area, windows, balconies and even in bathrooms.Even in the bedroom, we can have some air-purifying plants, which convert CO2 into 02 at night. I think plants are the best decoration for any house.I love to have plants all over my house!!

If you are looking to invest in capital markets and create wealth with comparatively low-risk exposure than the stocks, investing in mutual funds would be a smarter choice. Moreover, it’s important to start earlier as it helps you earn and save more in the long run while lowering your exposure to the equity markets. When I started investing in mutual funds, there were a few things I had in mind:Know Your GoalYou must have a goal in mind before you plunge into and wish to make a profit from mutual funds. For example, you may want to invest for short-term ... Read More

It is said that when a girl marries and becomes the bride, she becomes 'Grihlaxmi', “Dhanshree”, “Laxmi”, ' Annapoorna' of her new house. She takes care of everything starting with the husband, in-laws, children and even the budget of the house. With so many responsibilities at hand, it may become difficult at times to plan the home budget. But you need not to worry at all, the below-mentioned tips and tricks will help you to handle this mammoth task:How to Plan Home Budget?1. Note Even the Pettiest of the Expenses: Write a list of all the expenses made on a ... Read More

A bank is a place where you secure your money. But when the Doomsday arrives and everything collapses, what do you need for the survival? Yes! It’s food. The source of food for the world is, of course, a seed.Mankind can survive if food crops can be cultivated even after facing the Doomsday. Exactly with this thought in mind, a Doomsday bank was established and is maintained in Norway, storing the seeds of nearly one-third of all the precious varieties of food crops.Svalbard Global Seed VaultOn 19th June 2006, the first stone was laid for its construction and a very ... Read More