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Introduction Tax-saving bonds are a popular strategy to minimize taxable income and save money on taxes. These bonds are long-term investments. They have a lock-in period of 5 to 10 years, during which the investor cannot redeem the bonds. In this tutorial, we will learn about tax-free bonds and their advantages. Define Tax-Saving Bonds Tax-saving bonds are financial instruments issued by the government or public sector undertakings (PSUs) to provide tax benefits to investors. These bonds are purchased with the idea of profit in the long run. The investments are kept in a lock-in period for 5- 10 years. ... Read More
Introduction Underbanked individuals/households have minimum access to basic banking services like loans, credit cards, and savings accounts. This could be due to a lack of credit history, a poor salary, or living in places where banks or financial services are less or unavailable. Being underbanked can majorly affect a person/household's financial well- being. It will reduce their ability to save, invest, and grow wealth. Meaning of Underbanked Being underbanked involves having limited access to common banking institutions' financial services and their products. Some of the examples include checking and savings accounts, credit cards, and loans. These financial products help people ... Read More
Introduction An important element of financial planning is wealth management. It involves handling finances to accomplish long-term goals. Investment management, financial planning, and estate planning are all included in wealth management. The ultimate purpose of this financial service is to assist individuals and families in maintaining and growing their wealth while minimizing risks and tax liabilities. Meaning of Wealth Management Wealth management is a detailed approach to financial management. It includes various services such as investment management, financial planning, and estate planning. Wealth Management Explained Wealth management covers many services meant for controlling an individual's finances. Investment management manages one's ... Read More
What is IT? IT can be expanded to Information Technology. IT uses computer systems and many other electronic devices like smartphones to access different types of information. IT is being used in personal and professional level. Businesses use the technology to enhance their business skills. If we talk about the usage of IT at personal level, people can use it to communicate with others play games, watch movies, and do a lot of other things. At the professional level, IT can be used to enhance business operations, train employees regarding new technologies, and do a lot of other things. Information ... Read More
Introduction Compulsory convertible debentures (CCDs) are becoming increasingly a popular method by companies to raise capital. They are a unique financial instruments that combines debt and equity features, providing investors with a steady stream of interest payments while offering the potential for capital appreciation. Define Compulsory Convertible Debenture A compulsory convertible debenture is a financial instrument issued by companies to raise capital. It is a type of debt security converted into equity shares at a predetermined time or when certain conditions are met. As the name suggests, converting the debenture into equity shares is mandatory. Overview of Compulsory Convertible Debenture ... Read More
Introduction Coupon bonds are a fixed-income asset that pays the bondholder interest through periodic coupon payments. A coupon bond issuer borrows money from investors and offers to repay it with interest over a set period. What are coupon bonds? Coupon bonds are debt security issued by corporations or governments to raise funds. They are called coupon bonds because they typically pay interest in the form of coupons, which are detachable pieces of paper attached to the bond certificate. The coupon rate is the interest rate paid to bondholders, usually fixed when the bond is issued. How do coupon bonds ... Read More
Introduction If you want to earn money and maximize your profit, then stock investment is the best way to do so. While other tactics are available to investors to maximize their earnings, more experienced investors prefer to opt this investment avenue. Parking your money in mutual funds enables you opt between two options, i.e., growth and value. You can either let the funds grow by allowing the company to reinvest the dividends or claim them at the time of pay-out. This type of investment allows you to appreciate your capital or gain returns in the form of dividends. The ... Read More
Introduction An organization is a commercial enterprise entity that has a separate legal status from its proprietors. It can own property, input into contracts, and sue or be sued at its very own call. A domestic enterprise is an organization incorporated inside the home country. Meaning of Domestic Corporation A domestic corporation is an enterprise that is included within the boundaries of the home country. They are registered with the government and has legal standing as a separate entity from its proprietors. It is subject to the legal guidelines and policies and may benefit from the felony protections and economic ... Read More
Introduction Early adopters are individuals who are among the first to attempt a brand-new product, era, or idea. They are commonly enthusiastic about innovation and willing to take risks advantage of the technological advancements. Agencies seeking to introduce new products and ideas come under this category. Meaning of Early Adopters Early adopters are individuals or organizations which can be the primary to undertake a brand-new product or technology. They are the primary humans to try out new merchandise or technologies and are inclined to take risks to accomplish that. Early adopters are exceptions from the bulk of people who ... Read More
Introduction A method of transferring ownership of unclaimed assets or property to the state when the true owner cannot be found is referred to as escheatment. This approach is taken to avoid misplacing or abandoning the item and ensure it is put to good use. Escheatment can occur in various circumstances, including when a person dies without leaving a will or any heirs or when a company goes bankrupt, and its assets cannot be distributed to its shareholders. Define Escheatment Escheatment is a legal term that is used worldwide. When the actual owner of the property is not found, ... Read More