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What is TGT? Teaching is considered as one of the most respectable jobs and there are many paths which candidates can use to become a teacher in private or government schools. If you also want to become a teacher, one of these ways is TGT which stands for Trained Graduate Teacher. If you have completed your B.Ed., then getting a job will be easy after completing the TGT course. Eligibility criteria for TGT If you want to teach students below 10th grade, you can go for TGT. You have to fulfill the following eligibility criteria to take up the TGT ... Read More
What is SSB? The full form of SSB is Service Selection Board and candidates who want to go into the Indian armed forces like the army, navy, and air force are chosen through this organization. All the tests necessary for the selection are conducted by this board. These tests are taken to know the abilities of the candidates and determine whether they are fit to join the Indian armed forces or not. SSB Panel There are three officers included in the SSB Panel and they are as follows − Group Task Officer The Group Task Officer is responsible for organizing ... Read More
What is PSI? PSI stands for Pound per Square Inch. PSI is a unit that is used to measure one pound of pressure which is applied on an area of one square inch. If the pressure of gases is measured, it is called pneumatic pressure and if the pressure of liquid is measured, it is called hydraulic pressure. Another aspect for which PSI is used is to measure resistance to pulling forces. In the case of pneumatic and hydraulic pressure, PSI is used to take into account the pressure that a gas or a liquid puts on the vessel. 1 ... Read More
What is NET? The full form of NET is National Ability Test. National Testing Agency organizes the exam for the University Grants Commission (UGC). The exam is organized in the months of June and December and registration starts in March and September. It is considered one of the toughest exams and individuals like you who want to become assistant professors can take the exam. Eligibility Criteria If you want to appear in the NET exam, you have to complete your master’s degree in any stream from a recognized university. You have to obtain at least 55% to be eligible for ... Read More
What is JAIIB? JAIIB stands for Junior Associate of the Indian Institute of Bankers. It is a course which you can do to get many job opportunities in the finance sector. There is a tough competition in the banking sector and candidates need to go for the JAIIB exam to be ahead in the competition. JAIIB can be expanded to Junior Associate of the Indian Institute of Bankers. There are three papers in this examination and each of them is divided into chapters and modules. You can take the exam only if you are an employee of a bank. This ... Read More
Introduction Prepaid travel cards, commonly called forex cards, are a common and practical method of paying for foreign travel. These cards let users load different currencies onto a single card and use it to make purchases at foreign shops or withdraw cash from ATMs. Forex Cards in India The number of forex cardholders in India has increased due to the utility benefits offered and ease and convenience. These cards can be loaded with currencies based on the user's travel plans and issued by banks and other financial institutions. Fixed exchange rates are another advantage of forex cards. This helps users ... Read More
Introduction People commonly use mortgages to purchase a home. Borrowers are often quoted interest rates based on basis points when obtaining a mortgage. Define Basis Points A basis point is a measure commonly used in finance to describe interest rate changes, bond yield, and other financial instruments. One basis point equals one-hundredth of a percentage point or 0.01%. Basis Points in Mortgage Explained Mortgage interest rates are typically expressed in terms of basis points. If a borrower takes a loan on a 30-year fixed-rate mortgage, then the interest rate may be 4.25% plus 50 basis points. This means the total ... Read More
Introduction Individuals and businesses depend on outward remittances as it is important to international trade and commerce to send money from India to other nations for various needs. It is essential to understand the rules and regulations governing remittances abroad to guarantee smooth transactions and avoid legal problems. Outward Remittance in India An outward remittance refers to sending money from India to a foreign country. It could be for various purposes, such as education, medical expenses, investment, or family maintenance. Individuals and businesses use various transfer modes, including wire transfers, credit card payments, or online money transfer services. Significance ... Read More
Introduction A prospectus must be submitted to the SEC, a regulatory authority, when a firm wants to go public. A prospectus is a legal document containing thorough information about the firm, business activities, financial performance, etc. However, before the final prospectus is issued, companies often release a preliminary prospectus known as a red herring prospectus. Meaning of Red Herring Prospectus RHP is the first document filed by the firm that wants to go public through an IPO. The document is called a "red herring" because there is a disclaimer on the cover, written in red, stating that the herring is ... Read More
Introduction Mutual funds are the best investment option for people who want to expand their investment choices. This method will help them earn larger returns. Mutual funds allow investors to move their investments from one mutual fund to another via switch option. What Switching in Mutual Fund Means? Switching in mutual funds refers to transferring your investment from one mutual fund to another within the same fund family. Fund families are groups of mutual funds managed by the same investment company. For instance, if you invest in an NYC mutual fund, you can convert to another NYC mutual fund ... Read More