Other than Insurance, which product gives me more return than Fixed Deposit?

Go for PPF

Very much popular as a long-term investment plan, PPF (Public Provident Fund) can be one of the profitable investment options for you as the Government of India has recently announced that the interest rate on PPF will be revised every year. However, for the year 2017-18, PPF account holders will get an increased interest rate of 8.1 percent. Also, many government and private banks are offering profitable PPF plans with varied interest rates. More important, You get the tax rebate on investing in PPF.

Mutual Fund (SIP)

Investing in share market through mutual funds is a practice done widely with the expectation of getting handsome returns even better than any investment plan available in India. As far as market risk is concerned, unlike direct investment, a SIP plan does not make any major dent to your financial state even if the market plunges.


Investing in gold through various ways has not only been the oldest but is also an evergreen option chosen by investors in India simply because gold holds a high value and the ability to offer alluring returns. People, especially women love to accumulate gold for two major reasons; (1) Even if you have a small amount, let's say 5 or 10 thousand rupees, you can invest in gold. (2) Get a decent return in a short period. There are many schemes like Gold Deposit Scheme, Gold ETF, Gold Bar, and Gold Mutual Fund.

Real Estate

"Don't wait to buy real estate, buy real estate and wait". Absolutely! And why not as real estate is an imperishable asset and ever increasing in value. This is the fastest growing sector in the country with the astonishing prospectus in prime sectors like housing, manufacturing, commercial, retail, hospitality and more.

Apart from the aforementioned major plans, investment in bonds, foreign currency, LIC, Post Office schemes, etc.can fetch you good returns.