Introduction When you apply for a credit card or financing or a mortgage the first thing a lender checks is your credit score. In this process what the lender does is called an inquiry. Now when it's an inquiry by a lender it is a hard inquiry or often called hard pull. However, when a person or a company does an inquiry it is called a soft inquiry. There is a major difference between the two. Let us understand what a soft credit inquiry is and how it's different from a hard inquiry. Soft Credit Inquiry: Definition A soft credit ... Read More

Introduction The quantity of shares that were actually sold short and are still on the market is known as the short interest. By lending shares of stock, traders would often sell an investment short if they believe the price will fall. Afterward, the investor sells these loaned shares to buyers who are prepared to pay the going rate. Short interest is widely employed as a market sentiment indicator. When short interest rises, it frequently indicates that traders have become more negative, while a decline in short interest indicates the opposite. Share Interest: Definition and Explanation How many shares of a ... Read More

Introduction Scalping is a well-known trading strategy that involves making profits from minor changes in a particular stock’s price. It can be one or more small-term profit stocks, that are targeted throughout the day in a manner that does not violate any set rules of the trading market. Let's us in this tutorial get to know scalping as a trading strategy, and how it can help to gain massive perpetual profits in one day. What is Scalping and How Scalping Works? Scalping can be referred to as the process of building up smaller sets of profit from the minimum ... Read More

Introduction The stock market historically has increased throughout the final five trading days throughout the year through the initial 2 market days of the following year. This is known as the Santa Claus rally. Stock prices demonstrate a tendency to climb around this time, leading to a year-end rally. It is claimed that market analysts helped to popularize the term Santa Claus Rally when it was first used by the media. It has its roots in the idea that holidays and the upbeat feelings it fosters, such as greater spending by customers, gift-giving, and confidence, may result in higher stock ... Read More

Introduction A client can have his electronic assets transformed into physical certificates through a procedure called rematerialization. The Depository Participant (DP) with whom the client has an account must receive the Rematerialization request from the client. When the Depository Participant (DP) inputs the request into its system, the client's holdings are automatically blocked to that degree. The DP submits the application form to the Issuer/R&T agent and releases the request to National Securities Depository Limited (NSDL). The Issuer/R&T agent prints the certificates, mails them to the client, and simultaneously notifies National Securities Depository Limited (NSDL) electronically that the request was ... Read More

Introduction In business and finance, quarter-to-quarter (QoQ) analysis is a useful tool for analysing recent performance and making defensible choices. Metrics or data points from two successive quarters can be compared to spot patterns, gauge growth or decline, and assess the success of different tactics. Financial reporting, forecasting, budgeting, performance assessment, investor relations, and industry benchmarking all frequently use QoQ analysis. It enables data-driven decision-making for sustainable growth and offers insightful information on areas for advancement. Quarter on Quarter: Definition and Explanation Quarter on Quarter (QoQ) is the term used to describe comparing a particular measure or data point over ... Read More

Introduction When financial institutions use their cash instead of making transactions on behalf of customers or investors, then these financial institutions such as banks, or hedge funds businesses engage in a practice known as proprietary trading. When a company engages in proprietary trading, it does so intending to make a profit by purchasing and disposing of financial instruments, such as commodities, stocks, bonds, currencies, derivatives, and various other securities. Explanation of Proprietary Trading Proprietary trading is the practice of financial services companies like brokerage houses, investment banks and hedge funds. The members of proprietary trading desks are frequently ... Read More

Introduction Organizations may make wise financial decisions and guarantee the effective use of resources for program success by clearly understanding the program budget. We shall discuss the idea of a program budget and its function in financial management in this tutorial. We will look at how program budgets are made, how they are used to allocate resources, and what benefits and drawbacks come with using them. We will also give instances of program budgets from other industries to show how useful they are. Program Budget: Definition A program budget is a financial plan that specifies how money will be ... Read More

Introduction Post office schemes have a variety of investment and savings options made available by a nation's postal service. Post office schemes aim to offer safe investment options, encourage saving habits, and provide financial services to the general population. The accessibility of post office programmes is one of its essential characteristics. People in both urban and rural locations can easily utilize these programmes because post offices are widely dispersed across the nation. Because of this accessibility, many people, including those without access to traditional banking services, can take advantage of the advantages that these programmes have to offer. About ... Read More

Introduction Taking out loans is a convenient way of financing projects or property buying. However, what is the option when you don't need funding of such large amounts. What if you are in need of smaller amounts and that too immediately. This is when a Payday loan comes into picture. Let us understand what a Payday Loan is in detail. Define Payday Loan Payday Loans are short-term loans unlike other loans. As they are short term loans, the rate of interest is higher as compared to other loans. These loans are generally $500 or less depending on your ... Read More