Introduction Early adopters are individuals who are among the first to attempt a brand-new product, era, or idea. They are commonly enthusiastic about innovation and willing to take risks advantage of the technological advancements. Agencies seeking to introduce new products and ideas come under this category. Meaning of Early Adopters Early adopters are individuals or organizations which can be the primary to undertake a brand-new product or technology. They are the primary humans to try out new merchandise or technologies and are inclined to take risks to accomplish that. Early adopters are exceptions from the bulk of people who ... Read More

Introduction An organization is a commercial enterprise entity that has a separate legal status from its proprietors. It can own property, input into contracts, and sue or be sued at its very own call. A domestic enterprise is an organization incorporated inside the home country. Meaning of Domestic Corporation A domestic corporation is an enterprise that is included within the boundaries of the home country. They are registered with the government and has legal standing as a separate entity from its proprietors. It is subject to the legal guidelines and policies and may benefit from the felony protections and economic ... Read More

Introduction If you want to earn money and maximize your profit, then stock investment is the best way to do so. While other tactics are available to investors to maximize their earnings, more experienced investors prefer to opt this investment avenue. Parking your money in mutual funds enables you opt between two options, i.e., growth and value. You can either let the funds grow by allowing the company to reinvest the dividends or claim them at the time of pay-out. This type of investment allows you to appreciate your capital or gain returns in the form of dividends. The ... Read More

Introduction Coupon bonds are a fixed-income asset that pays the bondholder interest through periodic coupon payments. A coupon bond issuer borrows money from investors and offers to repay it with interest over a set period. What are coupon bonds? Coupon bonds are debt security issued by corporations or governments to raise funds. They are called coupon bonds because they typically pay interest in the form of coupons, which are detachable pieces of paper attached to the bond certificate. The coupon rate is the interest rate paid to bondholders, usually fixed when the bond is issued. How do coupon bonds ... Read More

Introduction Compulsory convertible debentures (CCDs) are becoming increasingly a popular method by companies to raise capital. They are a unique financial instruments that combines debt and equity features, providing investors with a steady stream of interest payments while offering the potential for capital appreciation. Define Compulsory Convertible Debenture A compulsory convertible debenture is a financial instrument issued by companies to raise capital. It is a type of debt security converted into equity shares at a predetermined time or when certain conditions are met. As the name suggests, converting the debenture into equity shares is mandatory. Overview of Compulsory Convertible Debenture ... Read More

Introduction People commonly use mortgages to purchase a home. Borrowers are often quoted interest rates based on basis points when obtaining a mortgage. Define Basis Points A basis point is a measure commonly used in finance to describe interest rate changes, bond yield, and other financial instruments. One basis point equals one-hundredth of a percentage point or 0.01%. Basis Points in Mortgage Explained Mortgage interest rates are typically expressed in terms of basis points. If a borrower takes a loan on a 30-year fixed-rate mortgage, then the interest rate may be 4.25% plus 50 basis points. This means the total ... Read More

Introduction Prepaid travel cards, commonly called forex cards, are a common and practical method of paying for foreign travel. These cards let users load different currencies onto a single card and use it to make purchases at foreign shops or withdraw cash from ATMs. Forex Cards in India The number of forex cardholders in India has increased due to the utility benefits offered and ease and convenience. These cards can be loaded with currencies based on the user's travel plans and issued by banks and other financial institutions. Fixed exchange rates are another advantage of forex cards. This helps users ... Read More

Introduction India is considered as one of the largest consumer of gold in the world. As per World Gold Council, India sits at 11th position for having substantial gold reserves. Whether it’s a wedding or a function or any festival, Indians go for gold shopping as a way to commemorate any occasion. But what’s the purpose of buying gold and keeping it to ourselves when you can lease the shimmering metal to make additional returns? As gold does not attain any interest, leasing can add value to the asset and let you earn some quick gains. For ... Read More

Introduction Doing business is not just about adding profits to the existing capital, but also being socially responsible too. As companies are using environmental resources, they have to give back in one way or the other. Some of them include investing in eco-friendly and sustainable entities, conducting CSR programs, incorporating social practices, etc. Mutual fund companies, broking houses, and many other financial firms are offering products that are in line with ESG theme. By investing in sustainable businesses, you are, in a way, supporting such practices. If you want to support the environment, ESG investing is one of ... Read More

Introduction Some of the companies operate on the principle of pay first and receive the services later. A classic example of this type would be all the subscription and ecommerce models, where you have to first initiate the payment to enjoy the services at a later stage in the future. The company notes this type of income as deferred revenue in their books of accounts. And record them as a liability instead of an asset. Now, let’s table down this concept into different parts for easy understanding. Meaning of Deferred Revenue Deferred revenue refers to a kind ... Read More