Found 1121 Articles for Banking & Finance

Difference between Horizontal Communication and Diagonal Communication

Vineet Nanda
Updated on 15-Dec-2022 15:16:03

2K+ Views

Information is sent from one party to another through communication when the sending and receiving parties employ mutually understood symbols, signs, and semiotic standards. Typically, semiotics is used for this purpose. The absence of it would render life meaningless. Successful completion of any multi-party transaction, operation, or activity is impossible without effective communication. However, within a company, information is disseminated throughout the various departments and divisions that make up the organization. There are four distinct forms of communication that flow inside an organization: horizontal, diagonal, upward, and downward. All of these are important considerations in corporate communication, but the ... Read More

Difference between Financial Crisis and Economic Crisis

Vineet Nanda
Updated on 15-Dec-2022 14:30:21

1K+ Views

Various challenges might have varying effects on a country's economic operations. There are a lot of people invested in a country's economic prosperity, and these things hurt them. The terms "financial crisis" and "economic crisis" are used to explain the state of an economy or a country. While both refer to economic issues, there is a notable difference between the causes of recession and the impact of the recession on a country's economy. What is a Financial Crisis? A financial crisis occurs when the value of a country's financial assets drops dramatically. As a result, asset values drop, consumers can't ... Read More

Difference between Fintech and Banks

Vineet Nanda
Updated on 15-Dec-2022 14:24:44

4K+ Views

A major advancement in the evolution of banking occurred when grains were used as collateral for loans in ancient Babylonia and Assyria. We would be quite surprised by the financial systems of the past if we could travel back in time to an era before technological breakthroughs. Every day, new technical advancements pave the way for the development of innovative financial systems that compete with traditional banks. Financial technology and products within the financial technology sector underpin the vast bulk of existing banking infrastructures. Although many people worry that fintech will undermine traditional banking, the advantages it provides are ... Read More

Difference between Blue Chip and White Chip Stocks

Vineet Nanda
Updated on 05-Dec-2022 13:01:12

469 Views

There is a wide variety of each kind of investment. When deciding what kind of investment to make, investors consider factors such as the potential rate of income growth, the cost of the investment, and the risk profiles of the various investment options. Because of their potential to produce profits over a period of time, stocks have emerged as a prominent choice among investors. However, they are not without dangers, such as the possibility of a fall in the value of the stocks. The size of the firm, its industry, location, and style all play a role in categorizing stocks. ... Read More

Difference between Bid and Ask Stock

Vineet Nanda
Updated on 05-Dec-2022 12:56:41

107 Views

The terms "bid" and "ask" are frequently used while discussing stock markets. Both of these quotations are bidirectional price quotations that show the best possible buying or selling price for the listed securities at the given time. The asking price, also known as the offer price, is the lowest possible price at which the seller is willing to sell the underlying asset being sold. The bid price is the highest price at which a potential purchaser is willing to pay for a security that is currently on a stock exchange. The transfer of ownership of the relevant securities cannot ... Read More

Difference between Bank Draft and Money Order

Vineet Nanda
Updated on 05-Dec-2022 12:48:38

3K+ Views

Customers and merchants alike in the current world have a plethora of options when it comes to how they might make a purchase. This is due to the fact that a broad array of payment options exists such as cash, cheques, mobile payments, credit cards, bitcoin (yes, this has been expanding for years), money orders, bartering, and bank drafts. Money may be exchanged for a wide variety of things, including cash, checks, mobile payments, credit cards, and bitcoin. In this article, we will discuss about bank drafts and money orders. Although they are less common now than they ... Read More

Difference between Variable and Fixed Rate Student Loans

Vineet Nanda
Updated on 29-Nov-2022 11:18:27

85 Views

In the United States, in particular, student loans have surpassed savings and individual scholarships as the principal means by which college students pay for their education. And for individuals in their early to mid−30s, paying down college debt has become the new normal. No one would argue that taking out a student loan is easy, but for some who otherwise wouldn't be able to afford higher education, it may be a literal lifesaver. In addition, many people have turned to student loans due to the dramatic increase in the expense of higher education in recent years. You shouldn't let the ... Read More

Difference between ROI and ROE

Vineet Nanda
Updated on 29-Nov-2022 10:55:56

2K+ Views

If you're looking to diversify your portfolio by purchasing real estate, you could see the words return on investment (ROI) and return on equity (ROE). If you're serious about getting the most out of your investments, you should familiarize yourself with these words to tell when your portfolio is healthy and needs some TLC. Most investors will use these metrics to assess the health of their investment. The capacity to track the financial health of a business is essential for effective operations management that ensures the achievement of organizational objectives. One of the best methods to assess a company's performance ... Read More

Difference between Personal Income and Personal Disposable Income

Vineet Nanda
Updated on 29-Nov-2022 10:17:09

4K+ Views

Working hard at a job, running a business, or engaging in a variety of other activities is only one way that people make money to pay for the basics of life. In the context of money, several terms are used interchangeably. Income and disposable income are two examples of such terms. Despite the apparent lack of distinction, economists employ both measures to evaluate the success of various economies. What is Personal Income? The term "personal income" is used to describe a person's total earnings for a certain time period, regardless of the specific sources of those earnings (which may include, ... Read More

Difference between Money Market and Savings Account

Vineet Nanda
Updated on 29-Nov-2022 07:46:11

114 Views

The majority of us believe that the future is more promising and exciting than ever before, yet our feelings and expectations about the future may and do shift throughout time. The global pandemic we all face when the COVID−19 virus sweeps the planet is the best example of how unpredictable the future may be. This taught us that the only thing we can count on is change and that no matter how much preparation we do, the future will always catch us off guard. You may, however, take care of your financial well−being by putting your money into an easily ... Read More

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