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Basics of Loan Assessment

person icon Santosh Haradi

4.3

Basics of Loan Assessment

Personal Loans, Retail Loans, Individual Lending, Microfinance Loans

updated on icon Updated on Apr, 2024

language icon Language - English

person icon Santosh Haradi

English [CC]

category icon Finance & Accounting,Financial Accounting

Lectures -17

Duration -37 mins

4.3

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Course Description

The commercial lending market size was valued at $8,823.53 billion in 2020, and is projected to reach $29,379.83 billion by 2030, growing at a CAGR of 13.1% from 2021 to 2030*

Clear understanding on what banks, NBFC and other financial institutions to consider while assessing the loan applications. 

Individuals working in Lending professional will get in-depth knowledge on Individual lending, Process, Loan product features, cash flow analysis etc, which makes them to take a leap to professional career. 

Learners will able to assess their existing skills on lending process, credit assessment etc

Cash flow analysis sheet which provides the robust data to assess Income and Expense Ratio’s. 

Course is Divided into Five Parts

  • 1st Part is Background of Individual Lending where in we discuss about the Lending Industry, Advantages of Lending and Other details

  • 2nd Part is Lending Process which contains Client Selection, Loan Appraisal, Approval, Disbursement and Monitoring

  • 3rd Part covers about Loan Product features

  • 4th Part consists of Cash Flow Analysis

  • 5th Part consists of Practical Tests on Cash Flow Analysis

What will you learn from this course

  • Skill sets for effective lending on individual borrowers or personal loans

  • Clearly understanding a company's finances and overall business

  • Learn how to identify & fix revenue and income categories in your business or household cash flow system.

  • Empower yourself for holding an edge over peers/business competitors.

  • Become financially savvy in every walk of life.

  • Learn all the financial terms while starting a career in Individual lending

  • Get a clearer understanding of what banks, NBFC and other financial institutions to consider while assessing the loan applications.

  • Individuals working in Lending professionals will get in-depth knowledge on Individual lending, Process, Loan product features, cash flow analysis etc., which makes them take a leap to a professional career.

Goals

What will you learn in this course:

  • Get all the answers you need to start your new career in NBFC, Bank and Financial Institutions
  • Generate more sales without the hustle,  edge over peers with significant control over the business generation and portfolio management
  • Get in-depth knowledge on Individual lending, Process, Loan product features, cash flow analysis etc.
  • Specially tailored for the newbies in the financial domain, there are no prerequisites for this course.

Prerequisites

What are the prerequisites for this course?

  • Early Start Bankers
  • NBFC Professionals
  • Customer Relationship Officers
  • Professional Finance Trainers
  • Self Employed Professionals
  • Freelancers
  • Commerce Graduates or Students
  • Credit Managers
  • Credit Professionals
Basics of Loan Assessment

Curriculum

Check out the detailed breakdown of what’s inside the course

Introduction
1 Lectures
  • play icon Introduction 01:56 01:56
Basics of Individual Lending
2 Lectures
Tutorialspoint
Simple Lending Process
6 Lectures
Tutorialspoint
Loan Product Features
1 Lectures
Tutorialspoint
Cash Flow Analysis
7 Lectures
Tutorialspoint

Instructor Details

Santosh Haradi

Santosh Haradi

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